Florida Medicare Advantage Penetration Rates

Updated on June 28th, 2021

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What Are Medicare Advantage Enrollment and Penetration in ?

Some residents are signed up for Medicare Advantage plans in . That translates to a penetration rate of about % among all people eligible for Medicare.

What Is Medicare Advantage?

Medicare Advantage packages the same access to doctors and hospitals as Original Medicare with other benefits. These options include prescription drugs, vision and dental coverage. Private companies administer Medicare Advantage plans with deductibles, copayments, and coinsurance. Members usually get their benefits through an HMO or PPO.

Beneficiaries get lower premiums and a cap on out-of-pocket costs. But they get fewer choices of doctors and are limited to a geographic area for their plans.

What Are Trends in Medicare Advantage Enrollment in ?

enrollment numbers for Medicare Advantage plans have increased over the last dozen years. In 2008, about signed up for Medicare Advantage. In 2020, that number grew to some out of about residents who are eligible for Medicare.

What Are Noteworthy Trends in Medicare Advantage Penetration or Enrollment by County?

In June 2020, 2.27 million Florida residents enrolled in Medicare Advantage, a 24% increase year over year. Of all eligible beneficiaries, 43% (the penetration rate) chose Medicare Advantage.

More Medicare-eligible residents enrolled from 2019, increasing the rolls by 22% (4.28 million to 5.24 million).


More Medicare-eligible residents of Miami-Dade county have chosen Medicare Advantage (66%) than anywhere in Florida. The penetration rate has risen from 48% in 2008.

Overall, nearly all counties saw increases in Medicare Advantage enrollment versus Original Medicare except Osceola county. At its peak in 2017, Osceola County a 58% Medicare Advantage penetration rate but that number has declined to 53%.

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